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Refinance

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Refinance

Refinancing essentially reduces the amount of interest you pay and can reduce your repayments, or change the frequency in which you repay your loan - which saves you money in the long run. By refinancing your outstanding loans and other debts into one simple repayment you can save thousands of dollars. Even a half or three-quarters of a percent can present major savings, so it makes sense to enquire what our recommended lenders can do for you.

Advantages of refinancing a loan

Get lower monthly repayments when you refinance
Use your equity to pay off multiple debts when you refinance
Change from a variable rate to a fixed rate for more certainty
Refinance to a loan product that better suits your lifestyle
Borrow for an investment property
Access to a 100% offset account
Reduce the amount you repay each month
Pay off your home loan and debts faster
Option to make additional repayments
Save thousands of dollars in interest

Ready to Refinance?

I plan to renovate or move home in the near future.
I want a more competitive interest rate on my home loan.
I would like to switch from a variable rate to a fixed rate to get greater certainty in the level of my repayments.
I would like to split my current loan to be part variable and part fixed.
I would like a loan with more features than I currently have.
I am interested in newer products that better suit my borrowing requirements.
I want to cut debt or build wealth faster with additional or different features.
I want to use the equity in my home for a wealth creation strategy.
I want to adjust for my changing financial situation.
I want to pay off debts quicker and cheaper by rolling them into a home loan.
I have had my mortgage for more than 1.5 years.